Top 5 Debt Counselling Companies in South Africa for 2025

Selecting an appropriate debt counselling provider can be a challenging task, given the wide range of companies available, with some of these charging excessive legal fees to the public. Our top rated companies charge 50% less on their legal fees. To assist in this decision-making process, we have conducted comprehensive research and compiled a list of the leading debt counselling companies based on thorough analysis and evaluation. This selection includes both well-established names and lesser-known providers. Our comparison tools are designed to help you identify the best debt counselling service and not to be ripped of by poor service and excessive fees.

This review is based on a thorough evaluation of over 200 debt counselling firms nationwide.

1. Zero Debt

Zero Debt is South Africa's top-rated debt counsellors as per their Google reviews, which currently stand at 4.9/5. Their sign-up process is easy and each customer is expertly guided through the debt counselling process to save up to 60% on interest rates. They will also ensure your assets are protected from repossession.

Score

98%

Google Rating:

Affordable Legal Fees:

2. Debt Review

This trusted team of debt counsellors have assisted thousands of customers to become Debt Free. They are a close second place and are highly recommended if you are looking for an easy signup process and excellent after-sales service.

Score

94%

Google Rating:

Affordable Legal Fees:

3. Rossouw Debt Counsellors

Rossouw Debt Counsellors is a Cape Town based debt counsellor that proudly assists over-indebted consumers nationwide. They are professional and easy to sign up with.

Score

89%